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Savings Goal Calculator

Find the regular contribution needed to reach your target.

Enter your assumptions

Change a number. Your estimate updates automatically.

Currency changes formatting only; no exchange conversion.

Nominal rates are converted to an equivalent rate per contribution period. Deposits follow the selected timing. Rates are illustrative assumptions.

Your estimated future balance
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Your money over time

Constant-rate illustration. Taxes and fees are excluded. Returns can vary or be negative; this is not a guaranteed outcome.

View yearly breakdown
Year-end projections (rounded for display)

How this tool works

The tool solves for a constant monthly deposit using your rate, target, and deadline. It does not assume annual contribution increases.

Try an example

For example, set a target of 100,000, a starting balance of 10,000, and a 15-year deadline. A higher assumed rate reduces the calculated deposit, but does not make that rate guaranteed.

Questions & assumptions

What does the result include?

This is a mathematical projection using the inputs shown. It excludes taxes, fees, and changes in rates.

Can I export the result?

Yes. Download the projection as CSV or print the result. Changing an input recalculates the output.

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