Inflation Calculator
Explore future costs and the purchasing power of your money.
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Retirement Savings Calculator
Project your savings at retirement using your current balance and regular contributions.
Enter your assumptions
Change a number. Your estimate updates automatically.
Use your own assumptions. Review the method and exclusions below.
Your estimated future balance
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Projection over time
Constant-rate illustration. Taxes and fees are excluded. Returns can vary or be negative; this is not a guaranteed outcome.
View yearly breakdown
How this tool works
The effective annual return is converted to a monthly growth rate: (1 + r)^(1/12) − 1. End-of-month deposits are added until retirement. Purchasing power divides the final balance by cumulative assumed inflation.
Try an example
Compare contributing 400 and 600 each month while holding the retirement age and return assumption constant.
Questions & assumptions
Does this tell me whether I can retire?
No. It models savings accumulation only. It does not include retirement spending, withdrawals, pensions, taxes, fees, or a test of whether the balance is sufficient.
Can I export the calculation?
Yes. Download CSV includes inputs and projections. You can also print the results.